Nov 10
How does a credit card work and why do I have to get one?
Posted on Tuesday, November 10, 2009 in Credit
Brandi asked:
I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?
Bill
I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?
Bill
Nov 10
where can I get a personal loan with really poor credit?
Posted on Tuesday, November 10, 2009 in Credit
Donna M asked:
I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.
Leon
I am looking for a personal loan, but I am having a hard time,My credit score is low due to my credit cards being at their limits. I want to pay them off to bring my score back up. I also promised my kids we would actually take a vacation this summer. Not happening. I keep getting solicitated by these scams, does anyone know a legitimate company that could help me. Thanks.
Leon
Nov 1
What happens when you fail 2 repay a payday loan?
Posted on Sunday, November 1, 2009 in Personal Finance
wut’s a girl 2 do? asked:
I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven’t been able to pay it off. I really don’t want to go to court but they aren’t willing to work with me. Can anyone tell me what happens at that point?
Benjamin
I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven’t been able to pay it off. I really don’t want to go to court but they aren’t willing to work with me. Can anyone tell me what happens at that point?
Benjamin
Oct 28
How do I go about getting a personal loan when I have no credit?
Posted on Wednesday, October 28, 2009 in Personal Finance
Aimee M asked:
I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!
Jeremy
I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!
Jeremy
Oct 22
Where is the best place to borrow a personal loan from?
Posted on Thursday, October 22, 2009 in Personal Finance
thespaceofmyheart asked:
I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?
Martin
I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?
Martin
Oct 20
How can I get a personal loan for 4 thousand dollars without collateral?
Posted on Tuesday, October 20, 2009 in Personal Finance
Amy Dean asked:
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
Lawrence
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
Lawrence
Oct 13
What’s the best place to get a payday loan?
Posted on Tuesday, October 13, 2009 in Credit
atomzer0 asked:
I’m looking for a loan of about $800 ASAP. I could pay it in full when I get paid in 12 days. I’m looking for a place online or in the Salt Lake area.
I’m looking for a loan of about $800 ASAP. I could pay it in full when I get paid in 12 days. I’m looking for a place online or in the Salt Lake area.
I know payday loans are a rip off, but getting evicted would cost me even more.
Kathleen
Oct 13
Is there a consolidation loan to pay off payday loans?
Posted on Tuesday, October 13, 2009 in Personal Finance
Brooke B asked:
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Claude
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Claude
Oct 11
Has anyone used a payday loan company?
Posted on Sunday, October 11, 2009 in Credit
deptofstate asked:
Are payday loan companies you find online reputable? If you have used one, had a good or bad experience, please let me know?
Jane
Are payday loan companies you find online reputable? If you have used one, had a good or bad experience, please let me know?
Jane
Oct 3
I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?
Posted on Saturday, October 3, 2009 in Personal Finance
Sunfire03 asked:
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.
Veronica
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.
Veronica