Nov 1
What happens when you fail 2 repay a payday loan?
Posted on Sunday, November 1, 2009 in Personal Finance
wut’s a girl 2 do? asked:
I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven’t been able to pay it off. I really don’t want to go to court but they aren’t willing to work with me. Can anyone tell me what happens at that point?
Benjamin
I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven’t been able to pay it off. I really don’t want to go to court but they aren’t willing to work with me. Can anyone tell me what happens at that point?
Benjamin
Oct 28
How do I go about getting a personal loan when I have no credit?
Posted on Wednesday, October 28, 2009 in Personal Finance
Aimee M asked:
I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!
Jeremy
I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!
Jeremy
Oct 22
Where is the best place to borrow a personal loan from?
Posted on Thursday, October 22, 2009 in Personal Finance
thespaceofmyheart asked:
I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?
Martin
I plan on purchasing a new car, but my bank (wamu) does not offer personal loan, so i wonder where else i can find a personal loan with the least interest.
Citi bank offers a loan with APR 10.5 %. Is is consider low?
Martin
Oct 20
How can I get a personal loan for 4 thousand dollars without collateral?
Posted on Tuesday, October 20, 2009 in Personal Finance
Amy Dean asked:
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
Lawrence
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
Lawrence
Oct 13
Is there a consolidation loan to pay off payday loans?
Posted on Tuesday, October 13, 2009 in Personal Finance
Brooke B asked:
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Claude
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Claude
Oct 3
I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?
Posted on Saturday, October 3, 2009 in Personal Finance
Sunfire03 asked:
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.
Veronica
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.
Veronica
Aug 27
Will a payday loan in default affect my ability to get a tax refund loan?
Posted on Thursday, August 27, 2009 in Personal Finance
devilbware asked:
I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I live in Indiana if that helps……
Yvonne
I currently have a payday loan that is way past due ( they still call but have not sent to collections yet ). I need to know if this will cause me to be denied a refund anticipation loan. Anybody have experience with this situation? I plan to pay this off with with my tax refund. I live in Indiana if that helps……
Yvonne
Aug 27
Can you go to jail in texas for not paying a payday loan?
Posted on Thursday, August 27, 2009 in Personal Finance
James G asked:
I cant pay these loans back and I have post dated checks with the payday loan companies. Im afraid they could prosecute me for the bad post dated checks. What is going to be the best way to handle this situation?
Diane
I cant pay these loans back and I have post dated checks with the payday loan companies. Im afraid they could prosecute me for the bad post dated checks. What is going to be the best way to handle this situation?
Diane
Aug 21
Is it wise to take up a personal loan in order to start saving?
Posted on Friday, August 21, 2009 in Personal Finance
brytfuture45 asked:
I’m currently thinking of opening a Euro account for savings. Saving from my paycheck every month hasn’t been an easy option as it is easily spent on something else. I was thinking if I took up a personal loan to start up a savings account (for future use) I would be obliged to really deduct this from my paycheck.. since I would be paying up the loan monthly. Any thoughts, anyone?
Allison
I’m currently thinking of opening a Euro account for savings. Saving from my paycheck every month hasn’t been an easy option as it is easily spent on something else. I was thinking if I took up a personal loan to start up a savings account (for future use) I would be obliged to really deduct this from my paycheck.. since I would be paying up the loan monthly. Any thoughts, anyone?
Allison
Aug 7
Are there any payday loans or emergency loan companies that will help people in the Military Reserves?
Posted on Friday, August 7, 2009 in Personal Finance
Dawn L asked:
We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?
Joanne
We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?
Joanne