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Oct 28

How do I go about getting a personal loan when I have no credit?

Posted on Wednesday, October 28, 2009 in Personal Finance

Aimee M asked:


I am 18, just getting prepared to go to college, and I have no credit whatsoever. I don’t need student loans because my dad pays for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. Now, we were supposed to stick to a payment plan since we don’t have a huge income, but they want the money now. My boyfriend is just going through bankruptcy so he cannot get a loan of any sort. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about paying it off, I am clueless as to how to even get the loan if I can. Any and all help would be appreciated. Thanks!

Jeremy
Mar 9

How hard is it to get a payday loan?

Posted on Sunday, March 9, 2008 in Credit

blue11 asked:


Would it be hard to get a payday loan if you filed for bankruptcy and credit *****? I filed for bankruptcy over a year ago–it was discharged…before i filed i was up to my next in payday loans==four different companies. Would that affect me now for getting a payday loan? I suppose if i didnt go through the same companys as i did before like moneytree for instance i would be okay….what do you think? I need a loan for 400 dollars.
i dont need debt consolidation—i just need 400 soon. Thats the only way i know of getting it. Unless i keep applying for unsecured credit cards and by chance get approved.

Glenda