Oct 20
How can I get a personal loan for 4 thousand dollars without collateral?
Posted on Tuesday, October 20, 2009 in Personal Finance
Amy Dean asked:
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
Lawrence
My car and house arent paid for. What else could I use and what is the max personal loan amount without collateral at a bank with a co signer?
Lawrence
Mar 28
How will taking out a personal loan affect my credit?
Posted on Friday, March 28, 2008 in Credit
KenCosgrove asked:
I got an offer from Capital one to take out a 10,000 personal loan, requiring no collateral at a pretty high rate. Kinda need the money for moving expenses and feel like I can pay it off well ahead of schedule. But will this be sabotaging my credit?
Brett
I got an offer from Capital one to take out a 10,000 personal loan, requiring no collateral at a pretty high rate. Kinda need the money for moving expenses and feel like I can pay it off well ahead of schedule. But will this be sabotaging my credit?
Brett
Jan 6
How can you go about getting a personal loan from a bank? What collateral do you usually need?
Posted on Sunday, January 6, 2008 in Personal Finance
Mike D! asked:
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of $3-5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
Jared