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Nov 1

What happens when you fail 2 repay a payday loan?

Posted on Sunday, November 1, 2009 in Personal Finance

wut’s a girl 2 do? asked:


I have an outstanding payday loan and they want to take me to
court. I wrote a check for the loan and it bounced and I have paid on the loan since but haven’t been able to pay it off. I really don’t want to go to court but they aren’t willing to work with me. Can anyone tell me what happens at that point?

Benjamin
Oct 13

What’s the best place to get a payday loan?

Posted on Tuesday, October 13, 2009 in Credit

atomzer0 asked:


I’m looking for a loan of about $800 ASAP. I could pay it in full when I get paid in 12 days. I’m looking for a place online or in the Salt Lake area.

I know payday loans are a rip off, but getting evicted would cost me even more.

Kathleen

Oct 3

I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?

Posted on Saturday, October 3, 2009 in Personal Finance

Sunfire03 asked:


I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

Veronica
Aug 16

Where can I get a payday loan with no tele check?

Posted on Sunday, August 16, 2009 in Credit

Ashy Lady asked:


I came into a little trouble and I need something to get me out of a bind. I would love to have a personal loan to get completely out of this bind and restore my credit rating, but I keep getting turned down. So I must resort to a payday loan. Can some one please help me. I’m serious, I dont need any spammers, fake people or bogus companies reply to this question.

Thanks!

Corey

Aug 7

Are there any payday loans or emergency loan companies that will help people in the Military Reserves?

Posted on Friday, August 7, 2009 in Personal Finance

Dawn L asked:


We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

Joanne
Jul 21

Can a payday loan establishment garnish wages?

Posted on Tuesday, July 21, 2009 in Credit

VV asked:


Due to medical reasons I have gotten into extreme financial difficulty and I am unable to pay off a payday loan I took out. I can’t even make payments. Can they garnish my paycheck?

Lydia
Jul 16

2 weeks late on a payday loan and they said they are contacting my payroll dept?

Posted on Thursday, July 16, 2009 in Credit

michelledomdee asked:


Hi, 2 weeks late on a payday loan, they told me they are now contacting my payroll dept, can they do this, I did sign a paper when I got the loan that they can garnish my wages, can they?

Lonnie
Jun 24

How do payday loan places prey on the poor?

Posted on Wednesday, June 24, 2009 in Credit

JediMaster asked:


How do payday loan places prey on the poor? How do they keep people trapped in an endless cycle? What makes people use pay day loan places to begin with?

Charlie
Jun 19

I’m trapped in a payday loan disaster. What will happen to me if I close the bank account?

Posted on Friday, June 19, 2009 in Personal Finance

Sherry N asked:


I have gotten in over my head.Started out with one loan for an emergency..Could’nt pay it so took another loan to pay it, then another to pay it.Now I am trapped in 4 loans. Paying $76 each every two weeks to extend it (them) for another two weeks. Over $300 each payday. What will happen to me if I close my bank account? Will I go to jail? I am so scared, but am about 30 minutes away from being homeless because of this mess. This last payday, I went without any food for two weeks, living off of what my co-workers didnt eat from thier lunch. This is pitiful..I could not even buy myself something off of the dollar menu…..Can anyone tell me if I will go to jail. I am 50 years old and have never ever been in any trouble…I am in such a deserate state over all this mess.

Shawn
Jun 9

When you sign up for a payday loan but don;t receive it, then you get phone calls How do you stop them?

Posted on Tuesday, June 9, 2009 in Credit

leswickederwrestler84 asked:


I signed up for a payday loan, but never was approved then I started receiving phone calls from other companies saying I was Pre-approved how do I stop the calls ?

Sean