Oct 13
Is there a consolidation loan to pay off payday loans?
Posted on Tuesday, October 13, 2009 in Personal Finance
Brooke B asked:
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Claude
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Claude
Jun 21
How Does a Payday Loan Application Actually Get Processed?
Posted on Sunday, June 21, 2009 in Credit
Wonder Woman asked:
I don’t use payday loans as a rule, but I am in a jam. I go to any cash advance site, fill out the information, THEN I get directed to yet another site to fill out the SAME information…and it keeps on going to different loan sites and nothing gets processed. Does anyone know why this is?? THANKS IN ADVANCE!
Loretta
I don’t use payday loans as a rule, but I am in a jam. I go to any cash advance site, fill out the information, THEN I get directed to yet another site to fill out the SAME information…and it keeps on going to different loan sites and nothing gets processed. Does anyone know why this is?? THANKS IN ADVANCE!
Loretta
Dec 27
Can you get a consolidated loan to pay off some payday loans?
Posted on Saturday, December 27, 2008 in Credit
michaelmcquaid@ymail.com asked:
I owe 8 payday loan companies and have bad credit. Would companies be able to still get me a consolidated loan to payoff the payday loans?
Edwin
I owe 8 payday loan companies and have bad credit. Would companies be able to still get me a consolidated loan to payoff the payday loans?
Edwin
Oct 14
What is your opinion of payday loan establishments?
Posted on Tuesday, October 14, 2008 in Credit
tucsondude asked:
In some areas of the country they are trying to ban payday loan stores, citing predatory practices and unfair interest rates. These places have clearly listed their rates, as high as they are, on paper and listed in signed contracts. Opponents of the proposed law banning payday loans say that the extra fees are better than not getting money for a needed car repair, a bill that must be paid (electric, gas) or bouncing a check because the money was not in the account. What’s your take on these places. Explain your position.
Ernest
In some areas of the country they are trying to ban payday loan stores, citing predatory practices and unfair interest rates. These places have clearly listed their rates, as high as they are, on paper and listed in signed contracts. Opponents of the proposed law banning payday loans say that the extra fees are better than not getting money for a needed car repair, a bill that must be paid (electric, gas) or bouncing a check because the money was not in the account. What’s your take on these places. Explain your position.
Ernest
Apr 27
What site has the easiest payday loan?
Posted on Sunday, April 27, 2008 in Credit
papajackelope asked:
I’ve been looking for 3 days trying to get a payday loan for just 200 dollars. Everyplace wants my check direct deposited into my bank, but it’s a paper check. Anyone know of a website for low payday loans that might not require as much work as a higher lender?
Charlotte
I’ve been looking for 3 days trying to get a payday loan for just 200 dollars. Everyplace wants my check direct deposited into my bank, but it’s a paper check. Anyone know of a website for low payday loans that might not require as much work as a higher lender?
Charlotte
Apr 4
How to resolve a payday loan check if you don’t have the money in thew bank to pay it?
Posted on Friday, April 4, 2008 in Personal Finance
Dophia B asked:
Also Isn’t there a book you can get that tells you how to clear your credit up and get bill collectors from harrassing you? I have 3 loans out that are payday loans what happens now I have been in the hospital and am going to be at least 2 months behind on them?………Please help!
Cindy
Also Isn’t there a book you can get that tells you how to clear your credit up and get bill collectors from harrassing you? I have 3 loans out that are payday loans what happens now I have been in the hospital and am going to be at least 2 months behind on them?………Please help!
Cindy
Mar 9
How hard is it to get a payday loan?
Posted on Sunday, March 9, 2008 in Credit
blue11 asked:
Would it be hard to get a payday loan if you filed for bankruptcy and credit *****? I filed for bankruptcy over a year ago–it was discharged…before i filed i was up to my next in payday loans==four different companies. Would that affect me now for getting a payday loan? I suppose if i didnt go through the same companys as i did before like moneytree for instance i would be okay….what do you think? I need a loan for 400 dollars.
i dont need debt consolidation—i just need 400 soon. Thats the only way i know of getting it. Unless i keep applying for unsecured credit cards and by chance get approved.
Glenda
Would it be hard to get a payday loan if you filed for bankruptcy and credit *****? I filed for bankruptcy over a year ago–it was discharged…before i filed i was up to my next in payday loans==four different companies. Would that affect me now for getting a payday loan? I suppose if i didnt go through the same companys as i did before like moneytree for instance i would be okay….what do you think? I need a loan for 400 dollars.
i dont need debt consolidation—i just need 400 soon. Thats the only way i know of getting it. Unless i keep applying for unsecured credit cards and by chance get approved.
Glenda